They All Make Cents: 5 Ways Rich People Think Differently

Ways Rich People Think DifferentlyRich people think differently than the average person. That is the reality. Being wealthy has very little to do with luck, but everything to do with your habits and the way you think about life and money.

Most people think that the richest of the rich live only to make more money. The fact is, the richest of the rich are the smartest when it comes to managing finances. It is never enough to only make more money.

Here is how wealthy people think differently:

The Rich are Willing to Take Risks

Most people think about money in linear terms. They think that they either need to work overtime or get a raise to earn more. Wealthy people, on the other hand, take risks and invest their money in income properties, management rights, or any other form of business. While this may sound risky, most wealthy people have failed at least once in their search for wealth.

The Rich Prefer Knowledge Over Education

There is more to wealth than graduating with a diploma from a top school. Wealthy people prefer knowledge that serves a concrete goal. While education is very important, becoming knowledgeable in something more specific is something more valuable. Rich people become rich by doing something they are good at that nobody else can or has dared to do.

The Rich Focus More on Earning, Not Saving

The average person knows how to save, but the rich person knows how to save and earn. Saving ten percent of your monthly income is not a model for building wealth—you will never get rich that way. Focus more on boosting your earnings. Invest in something, so you can save more. Think about the long-term, and seize enduring opportunities.

The Rich Know Better Than to Be Flashy

Donald Trump flies around the world in private jets, but most wealthy people only seem like they are part of the middle class, because they know better than to be flashy. The reason behind it is that they do not want to spend money on something like a $10,000 purse that they would only throw away after a year. Sometimes, they splurge and buy something flashy, but they look at it as a reward for accomplishments, not as a way of life.

Think like the rich. Being wealthy is not all about what you do, but how you think.

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Driver Safety: Towing a Caravan

caravanDriving on any road is subject to rules and regulations, but driving with a trailer is a different matter. If you’re an interstate traveller, you might be confused about what’s applicable in a specific state or territory. Fortunately, the government has set a standard that you can follow to drive safely anywhere within Australia.

Towbar Capacity

Tomstowbars.com.au suggests taking note of the exact weight you’re going to pull with your vehicle. The caravan shouldn’t exceed the capacity of your towbar. A standard towbar should only be for light trailers between 400kg to 1,600kg, while a heavy-duty towbar is for heavier items that range from 1,600kg to 2,200kg.

Speed Limit

If you’ve exceeded 4.5 tonnes in Gross Combination Mass (GCM), the maximum weight that an automobile could carry or tow, you should consult with your transport authorities to know the speed limits. Travelling on different roads, like steep highways and winding roads, you also need specific speed limits to avoid accidents. According to Australian Road Rules, the default speed should be 100 km/h. Although in some cases, the speed limit can depend on the length of the road.

Rear Marking Plates

Many accidents happen on the road due to drivers overtaking another vehicle. As you’re towing a caravan, you’re more prone to accidents if you try to drive too fast. If the overall length of your vehicle is 7.5 metres or longer, then you’re qualified to install a marking plate at the back of your caravan. It can be on the right, left, or both sides of the caravan and shouldn’t exceed more than 1.5 metres above the ground. It should be made of retro-reflective red and yellow materials. An optional “Do Not Overtake Turning Vehicle” text is also applicable.

Apart from preparing the things you need to bring, you should have some knowledge about the necessary regulations on the road. Promote safe and secure driving by using the right tools and following rules set by the government.

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Getting Your Child Ready For School

school girlA girl’s first day in school can either make or break her willingness to go the next day. Fortunately, there are a number of ways you can help her adapt easily to the change in environment.

Adapt

As a parent, one of the things that you can do to make your child adapt to her new surroundings would be to tag her along as you check out the different schools. Perm-A-Pleat recommends involving your child in the process by allowing her to give you feedback on how she feels about a particular school. You might even bring her along to buy her school supplies and her school girl uniform.

Implement

Early on, make sure that you allow your daughter to be with other kids of her age. This would help her get used to having other people around her. At this point, lay down some rules so that your child would already have an idea on what it means to follow them.

Teach

Teaching her the basics, such as counting or reciting the alphabet, might give her an advantage. This is a great time to practice how to write her name.

Adjust

A few weeks before the start of school, make sure that you help your child adjust to her wake up time by asking her to sleep earlier. This would let her develop the habit of waking up early.

Offer

Make sure that your daughter has something that she can hold on to should she become anxious. This could be her favorite stuff toy or a bracelet that you have made for her. Be sure you do not show any anxiety as your child can easily pick up on those.

Your daughter’s first day in school would signal the beginning of a significant chapter in your family’s life. Be sure that you find a way to make her experience a special one.

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Ways to Comfort the Needle Phobic

AnesthesiaMany people fear different medical procedures involving injections or needles. Patients, especially kids, mostly worry about the pain or the size of the needle.

According to a study, one out of ten people suffers from needle phobia. Doctors may greatly help ease the fear by providing a comforting and convincing response to each question of the patient.

Ways to comfort your patient

Communication and connection often help patients calm down. It should be a regular habit of the doctor to ask the patient about any previous experience of having an injection. Most people who have needle phobia had a bad experience, with some of them sharing their experiences.

While it may hurt a little, tell your patients some techniques like distracting thoughts and breathing for relaxation exercise. Never give them terrifying statements. If there are questions beyond your awareness, advise them to consult a psychologist who can provide counseling.

Remind them of the benefits

Medical experts use injection for health examination, drug intake or anesthesia for patients who undergo a surgery. Though there are other ways to take drugs, many doctors may suggest injections because the effect of the drug may quickly take effect.

Doctors should explain that the tolerable shot of anesthesia would prevent pain during surgery. Industry veteran napaanesthesia.com noted that different anesthesia services are available to patients, depending on their condition.

Do’s and Don’ts

  • If the patient undergoes a surgery, inform them about the different types of anesthesia so they could further understand the procedure.
  • Most medical procedures require fasting, so remind them if they can eat or skip meals.
  • Ask your patient what medicines they are taking. Inform them what should be continued and not taken.

 

The fear of needles or injection is normal, but it should never become extreme. Nobody really looks forward to injections, but these have clearly become an essential part of health care.

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4 Things You’re Doing That Ruin Your Plumbing

plumbing servicesYour plumbing system needs proper care, so it can work without giving you headaches or threatening your health. Leaks and clogging equate to costly repairs. Damage and wear don’t only happen to your pipes because of years of use, but because of the wrong practices that may shorten the life of your plumbing. Here are some examples that you need to avoid:

Leaving the Pipes Connected

The freezing temperatures of the winter season can break your pipes. If water remains in the pipes and freezes, it will expand up to 9%. The pressure from this expansion can damage your pipes significantly.

Hanging Wall Decorations

Pipelines in your walls are at risk of damage from nails and screws. If you have thin walls, there’s a chance that you’ll hit the pipes. The damage might not be evident, but even the smallest hole can cause leaks. You’ll need the services of water leak detection experts to know if you’re damaging the pipelines.

Using Too Much Drain Cleaner

If you think you’re doing your pipelines a favour, then think again. Drain cleaners contain strong chemicals that don’t only dissolve clogs, but also corrode the pipelines. Using these products often can lead to leaks. Buy a drain cleaner that’s specifically for your pipes and make sure to follow the recommended quantity.

Draining Grease Down the Sink

Grease may be in liquid form, but it doesn’t mix with water. If you drain it down the kitchen sink, it can stick to the interiors of the pipeline. When grease builds up, it can collect food debris and clog your pipelines. Clogging causes the water to backflow and leaves an unpleasant odour in the kitchen.

Don’t let this happen to your pipelines, as these will eventually damage your interiors. Take note of what you shouldn’t do to keep them in good condition.

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Home Improvement 101: Why Choose Ceramic Tiles?

choosing proper flooringHome improvement can be fun, but exhausting at the same time. Truly, every homeowner finds house renovations as exciting tasks. Apart from paint jobs and landscaping, you should also consider improving your house flooring. One of the best options for this is installing ceramic tiles. To give you a better picture, here are some of the advantages of ceramic tiles:

Durability

Ceramic is one of the most durable flooring products on the market today. Unlike wood, carpet, vinyl, or laminated flooring, you don’t need to replace or repair them regularly.

Indoor air quality

Volatile organic compounds or VOC can bring about different health problems. This is also the main cause of sick building syndrome. The manufacturing of tiles involves a heating process, which eliminates volatile components.

Hypoallergenic

Ceramic tiles can resist dust, mites, and molds.

Easy-to-clean

Compared to other materials, it is easier to clean. There’s no need to buy a vacuum machine or other chemicals. You can simply clean it using warm water.

Now, to help you with your next project, the first thing you need to do is to find a reputable supplier nearby. There are suppliers. Be sure to compare the rates of Florida companies offering ceramic tile and other products.

It is always better to know something about the project you are doing. Even some basic knowledge about the products or materials can help you a lot with your decisions. You may also look for samples online to get more ideas.

Be sure that you know how much you are willing to spend. This will help you sort things out. After all, the best products do not always come at a high price. That only means you do not have to go over your budget.

These are just some of the things you should consider when installing ceramic tiles to your homae. Never settle for inferior quality products. Choose only the best materials from trusted suppliers.

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Avoiding Spills to Reduce Environmental Liability

drumA business should be credible and avoid any type of scandal to overcome all difficulties and be successful. One area you should never forget to manage is environmental liability, especially if you own an industrial plant.

Minimizing environmental liability is not just important to protect your company, but to protect the environment as well.

Managing a Spill

Strategies to prevent pollution and reduce environmental liability should always be part of a business plan. It is best to be prepared for some of the more likely troubles you might encounter. For example, what will you do when a spill takes place? A systematic procedure specifically drafted for your site is necessary.

Listed below are four simple steps you might want to be familiar with in case you find yourself in such a circumstance:

Safety First

Identify the problem’s origin and the specific material you are dealing with. You must have safety data sheets prepared beforehand for hazardous materials used on your site. Hand these out and tell your staff to wear safety gear if necessary, or if you’re not yet sure what material spilled over.

Stop the Cause

Be alert and stop the source of the spill. YBDCO.com says to turn off the valve, roll the drum if there’s a hole, or plug the leak. Do everything you can to stop the leak as soon as possible to avoid further damages. Assign specific people to look after different gears and machines to practice accountability.

Notify Important Personnel

Put the names and numbers of people in charge in a contact base so your staff can easily look for them in case accidents happen. Numbers of other agencies that can help, such as the fire service or pollution hotline, should also be listed there in case the spill gets out of control.

Clean and Dispose Properly

Pump the spills into a container and absorb them with the right materials. You can call an experienced waste contractor to help you do this safely. Get rid of any contaminated clothing or equipment. Dispose of them properly.

Avoiding spills and decreasing environmental liability can save lives, money, and time. It’s better to be safe than sorry by making sure every machine you use is maintained and cleaned properly.

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Hiring a Professional Paint Contractor

paint contractorThere is nothing more glorious than seeing your house with a fresh coat of paint. The question is, “who will do the job?” Yes, there are so many DIY projects you can read in magazines or online. What can help you save a lot of money, however, is if you know exactly what you are doing.

Unless you are avid handyperson, it is not safe to take risks. Buying the wrong tools, improper application, and many other concerns are common issues. As a result, you may end up wasting your time, effort, and money. Industry veteran Barker-whittle.com.au notes that professional Perth painters are what any painting project needs.

Here are a few things to consider when looking for professional painting contractors:

Experience

“Numbers don’t lie.” It’s much safer to hire someone who has been operating for two years or longer.

Licensing

Make sure they have complete documents, like state-issued license, general liability insurance, and workers’ compensation insurance. A reputable painting contractor should have all these documents. It is for everybody’s security and protection.

Work preparation

From this, you can tell right away if they are reliable or not. They should at least inform you about their work plan and present a timetable, especially for bigger projects.

Customers feedback

Browse their website and look for any feedback from their previous clients. This is one of the best ways to check their credibility and gauge the quality of their services.

Formal estimate

They should provide a detailed quotation for your project, including the labour, materials, and other costs.

Quality materials

Check the materials they are going to use for your project. Make sure they are using quality paint. Some contractors even provide a warranty on the application or preparation process.

Negotiate

Always try to negotiate with your contractors. Be sure, however, that you remain considerate with your asking price.

These are just some of the things you need to consider when hiring a professional painting contractor. Just take your time and always look for the best option available to you.

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Unlocking customer loyalty: What makes a hotel worth returning to?

always on hotspotYou might think that your hotel can’t compete with the massive international chains. After all, they have resources that boggle the mind. But there are some things you can do to even the playing field without cutting your rates. Here are a few.

1. Easy and effective reservation – Don’t ever make your guests jump through hoops, especially when they’re not even in the hotel yet. Nothing irritates people more than an unnecessarily convoluted reservation process, and you will lose an incredible amount of business because of this.

Keep it short, simple, and easy to navigate. You should also include an acknowledgement and Thank You message at the end for that personal touch.

2. Free and fast Wi-Fi – Many hoteliers think that Wi-Fi is a relatively minor thing. Those hoteliers are dead wrong. Depending on the type of guest, poor Wi-Fi ranges from a significant inconvenience to a major deal breaker.

Internet connectivity is now practically one of life’s necessities. Many professionals are counting on your Always On Wi-Fi hotspot for work purposes, and a poor or non-existent connection will make them swear off your hotel forever.

3. Unmatched service – There are plenty of things you can do to distinguish your hotel, and one of the best ways is to provide first-class, highly memorable service. Remember, the little things add up quickly. Here are some tips:

  • Long check-in lines are the bane of travelers everywhere, and it’s a very poor way to start things off. Anticipate high traffic days and plan accordingly.
  • Smiles everywhere, no exceptions. Cold and distant hotel staff will sour any 5-star experience.
  • Make active efforts to recognize your best clients. Don’t just rely on your front desk staff to remember, keep records of frequent guests and make sure that hotel employees know them by name.
  • Whenever possible, staff should respond within minutes to a guest’s need. Handle any customer complaints quickly and with tact. This applies to online reviews and complaints, too.

By following this advice, even boutique hotels can make a name for themselves. In fact, it’s easier for smaller and less expensive hotels, since guests don’t expect as much.

 

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Words to the Wise: How to Tell If a Business Risk is Worth Taking

business coachEntrepreneurs are natural risk-takers—partly because you cannot start a business without being one. While growing your business means taking risks, tweaking formulas every so often, or testing new marketing strategies, it always pays to be smart about it.

The question, though, is this: how do you know whether a particular risk will be worth it in the end or just plain reckless? More often than not, you don’t. Here are some tell-tale signs that a particular risk is not worth taking:

You are in Too Much of a Hurry for Execution

Sometimes, you get too excited about a new idea that you want it implemented the next day. Excitement is good, but sometimes, high emotions can blind you from the challenges you might encounter along the way.

Rushing the process increases the chances that the risk will eventually turn out bad. This means you have to strategize, plan, and then execute—not the other way around.

You are Not Seeking Advice

Stop yourself from spending all the money on something that you have not fully tried and tested. This is often difficult, though, so you might want to hire the services of an expert, such as a business coach, to guide you through every stage.

You do not have to spend so much money, but you have to hire the right business coach. The guidance of these professionals can help you save money, but the wrong ones can actually hurt your business.

You are Jumping into Something You’re Completely Unfamiliar With

It is good to expand your business, but it is a big risk to do it outside of your core competency. Even if a buyer asks you to do something outside of the product line, if it is an area you know so little about, do not go against your better judgment.

If you really want to fulfil the request, spend time, money, and energy learning about the area a bit more.

Not all risks should put a stop to your business plans. The smartest thing you can do is to find your way around the potential challenges.

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